Privacy Policy

1. Introduction

Money News Network, LLC ("MNN," "we," "us," or "our") operates the website at moneynewsnetwork.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect personal information in connection with our Site, podcast network, newsletters, and related services (collectively, the "Services"). It also describes your rights under applicable U.S. state privacy laws, including the California Consumer Privacy Act as amended by the California Privacy Rights Act (CCPA/CPRA), the Colorado Privacy Act (CPA), the Virginia Consumer Data Protection Act (VCDPA), the Connecticut Data Privacy Act (CTDPA), and similar laws in other states.

By using our Services, you agree to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following categories of personal information:

• Identifiers: Name, email address, postal address, IP address, and similar identifiers.
• Commercial Information: Records of services requested or obtained, purchase history, and advertising interactions.
• Internet or Network Activity: Browsing history on our Site, clickstream data, pages viewed, and interactions with our content or advertisements.
• Inferences: Profiles drawn from the above data to reflect your preferences, characteristics, or behavior.
• Sensitive Personal Information: Financial information you voluntarily provide (e.g., when joining The Money School or Private Wealth Collective).

We collect this information directly from you, automatically via cookies and tracking technologies, and from third-party partners such as advertising networks and analytics providers.

3. How We Use Your Information

We use personal information to:

• Provide, operate, and improve our Services
• Deliver newsletters, podcast updates, and promotional communications
• Serve targeted and interest-based advertising
• Measure and analyze advertising performance and audience demographics
• Facilitate advertiser and partnership programs
• Comply with legal obligations
• Prevent fraud and ensure security

4. Sharing of Personal Information

We may share your personal information with:

• Advertising Partners: We share or make available certain data (such as browsing behavior and device identifiers) with advertising networks and data brokers to deliver targeted advertising. This may constitute a "sale" or "sharing" under CCPA/CPRA.
• Analytics Providers: We use services such as Google Analytics to understand how users interact with our Site.
• Service Providers: We share information with vendors who assist in operating our Services (e.g., email delivery, hosting, payment processing), under data processing agreements.
• Business Partners: With your consent, or as part of co-branded offerings.
• Legal Authorities: When required by law, regulation, or legal process.

5. Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar technologies to operate the Site, remember your preferences, and deliver targeted advertising. You can manage cookie preferences through your browser settings or our cookie consent tool. Note that disabling certain cookies may affect the functionality of our Services.

We honor the Global Privacy Control (GPC) browser signal as a valid opt-out of the sale and sharing of personal information.

6. Your U.S. State Privacy Rights

Depending on the state in which you reside, you may have the following rights regarding your personal information:

• Right to Know / Access: You may request to know what personal information we collect, use, disclose, and sell.
• Right to Delete: You may request deletion of personal information we have collected from you, subject to certain exceptions.
• Right to Correct: You may request correction of inaccurate personal information (available under CPRA, CPA, VCDPA, CTDPA).
• Right to Opt Out of Sale or Sharing: You may opt out of the sale or sharing of your personal information for cross-context behavioral advertising. See Section 7.
• Right to Opt Out of Targeted Advertising: You may opt out of the processing of your personal information for targeted advertising.
• Right to Limit Use of Sensitive Personal Information: California residents may limit the use and disclosure of sensitive personal information.
• Right to Data Portability: You may request a copy of your personal information in a portable format.
• Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise these rights, please submit a request via our Privacy Rights Request form or email us at hello@moneynewsnetwork.com. We will respond within 45 days (extendable by an additional 45 days when reasonably necessary).

7. How to Opt Out

You may opt out of the sale or sharing of your personal information, targeted advertising, and/or the use of sensitive personal information by:

• Submitting our online Do Not Sell or Share My Personal Information form
• Enabling the Global Privacy Control (GPC) in your browser
• Emailing hello@moneynewsnetwork.com with "Privacy Opt-Out Request" in the subject line

Authorized agents may submit requests on behalf of California residents by providing written authorization signed by the consumer.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, or as required by law. When information is no longer needed, we securely delete or anonymize it.

9. Children's Privacy

Our Services are not directed to children under 16. We do not knowingly collect personal information from children under 16. If we learn we have collected such information, we will promptly delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

11. Contact Us

For privacy-related inquiries or to exercise your rights, please contact us at: